Optional Coverage

If you are a proprietor, business partner or owner of a non-incorporated company, you can apply for workers’ compensation coverage for yourself. This is called optional coverage.

Although it’s not required, optional coverage can provide peace of mind by protecting you in the event of an injury at work.

  • It provides benefits for medical treatment; and
  • If you are unable to work, it may provide loss-of-earnings benefits.

Optional coverage only covers you. It doesn’t cover any workers you hire; you must arrange compensation coverage for them—the same as any other employer.

Before you decide to buy optional coverage, read the relevant policies at the end of this page.

Apply for optional coverage

Complete the Optional Coverage Application 2022 form and submit it to us. 

The Assessments Branch will review your application and get back to you.

Volunteer coverage

Policy EA-03 - Optional Coverage for Casual Employees, (Those Working Outside the Employer's Normal Industry), Persons Acting in a Religious Function and Volunteers 

Submit your optional coverage application form

Once you have completed your optional coverage application form, you can submit it online, by mail or fax, or in person.

Submit a scanned copy of your form online. To submit your file into our secure online system:

  • In the From field: enter your email address.
  • In the Subject field: enter a basic description of the file you are uploading.
  • In the Message field: add any special instructions you wish to provide. This step is optional. Please do not enter your credit card information in this window. If payment is required, follow the instructions on the specific form or document.
  • Upload your file (max. 4 MB): drag and drop the file into the Drop Files Here window or manually add the file with the green Add Files button.

Mail a copy to us at 401 Strickland Street, Whitehorse YT  Y1A 5N8.

Fax it to us at 867-393-6279.

Drop off a copy at 401 Strickland Street in Whitehorse, Monday to Friday, 8:00 a.m. to 5:00 p.m., or use our 24-hour mail drop at the front entrance.

Optional coverage policies

Policy EA-04 - Optional Coverage for Sole Proprietors, Partners or Employers

Policy EA-02 - Determining the Status of a Person: Employer, Worker, Sole Proprietor or Non-Working Director

More information

If you have any questions, contact us.