Mega projects

If you are planning a very big project, please contact us with the details.

Mega projects are lucrative and create a lot of jobs. But they are often short duration, high-risk ventures. Workers are paid well, and are out of work when the job’s done.

Mega projects pose a challenge to the workers’ compensation system, so we expect to be involved early in the planning process.

Mega projects don’t fit our insurance model, which averages costs and risks over a 10-year period and spreads them over whole industry groups through assessment premiums.
Workers often earn more than the maximum wage rate, so they’ll try to work through their injuries and then file claims once they are laid off.
Because the employment ends once the project is done, it is hard to reduce the claim duration.
And any leftover claim costs are carried by the long-term employers, who could see steep assessment rates for a decade after your project is gone.

Our policy is to work with you to minimize any impacts on our compensation system.

For more information, see Policy EA-11 Mega Projects.